THE ULTIMATE PROTECTION FOR YOUR HOME
PROTECTING YOUR INVESTMENT
Smiths of Bromley’s Loft Conversions are backed by Homepro insurance meaning your investment is safe. A LTD company that hands you a warranty is virtually useless unless insurance backed.
Although a home improvement is one of the safest forms of financial investment, there is one pitfall that is often overlooked – A WORTHLESS GUARANTEE.
Most contractors issue a guarantee upon the work they have carried out, the benefits of which are realised should you have reason to claim for faulty workmanship or material defects.
Thousands of contractors, large and small, cease to trade each year.
Guarantee periods can extend to as long as 10 years and much can happen to any business in that time, regardless of current stature. This is particularly true in today’s volatile business environment.
If your chosen contractor were to cease trading you could be left with faulty goods, a guarantee of absolutely no value and the prospect of paying for the work to be done AGAIN.
ELIMINATE THE RISK
The solution to this nagging fear is found with the HomePro Insurance Backed Guarantee which matches the terms of the contractor’s original guarantee, subject to the Terms and Conditions of the Insurance, should they no longer be in a position to honour a claim you may have to make.
HomePro should be able to provide an Insurance Backed Guarantee on your contractor’s work to protect your project from start to finish and beyond. Always remember to check this with your contractor prior to accepting a quote.
Ensure that you choose a reputable contractor to carry out any improvements on your home.
ALL REGISTERED HOMEPRO INSURANCE BACKED GUARANTEE BUSINESSES HAVE:-
- Had financial and legal checks carried out on them.
- Had positive references from former customers.
- Agreed to work subject to the Terms and Conditions of the HomePro Customer Charter
Case Study: Mr Coia discovered that the contractor who had installed his conservatory had ceased trading when he attempted to ask them to rectify a problem with the framework, Luckily Mr Coia had a HomePro Insurance Backed Guarantee and the repairs were covered under the terms of the policy.
HOMEPRO INSURANCE BACKED GUARANTEE
WHAT IS IT?
It is an insurance that protects you should your contractor cease to trade, as defined in the policy, and is unable to either complete the work or honour the terms of the guarantee given to you on the completed project.
WHAT DOES IT COVER?
- Workmanship by your contractor for a period of up to 10 years.
- Materials used by your contractor for the period of the manufacturer’s guarantee to a maximum of 10 years.
- Recovery of Deposit Payments up to 25% of contract value to a maximum of £10000.
- This cover lasts for 90 days from payment of deposit.
- Work in Progress Cover to up to 25% of contract value.
ANY OTHER SIGNIFICANT FEATURES?
It is transferrable to any new owners of your property provided the contractor’s own guarantee is transferrable.
Copies of the full terms and conditions are available.
Case Study:- Upon discovering that the warping of their UPVC door had caused irreparable damage to the lock, Mr and Mrs McKenna could not turn to the installing company as they were no longer in business. Fortunately the contractor had supplied a HomePro Insurance Backed Guarantee enabling the happy McKenna’s to claim back the cost for a new door.
For more info see the HOMEPRO website